You Invest to Achieve Long-term Financial Security.
What’s the Payoff?
There’s a Better Way.
It’s Brilliantly Simple.
The Brilliant Part.
Yet most brokers and financial advisors urge you to buy today’s hot new stock, bond or fund – and sell something they recommended to you last year. (It’s what we call “flavor of the month” investing – and it almost never works).
Have you noticed that, with all that advice and all that trading, your portfolio usually doesn’t beat the market averages? Often it trails those averages significantly, especially when you add in the cost of commissions and fees, many of which are well hidden in the fine print. Your bonds and CDs are probably producing very little income.
The Rip Van Winkle approach lets you “Invest right. Then sleep tight.” It is designed to minimize risk, minimize costs and fees, minimize the time and attention you spend on your investments – and maximize your opportunity to sleep soundly knowing your money is working for you 24/7. Our firm is owned and managed by CPAs, who bring objectivity and professionalism to the investing process.
We work with you to create a plan that is responsive to your needs for growth and income – and your ability to handle risk. You have your own account at Schwab Institutional so the reporting is clear and easy to understand – and the low costs are clearly spelled out. The equity exposure uses 11 market indexes like the S&P 500, the Russell 2000 and indexes covering the global economy. You will own the great international brands, smaller growing businesses, gold and natural resources to provide both growth potential and dividend income. Secure bonds give you steady interest income and safety of principal – and we buy them for you directly through Schwab Institutional with no middlemen or hidden markups.
Proving that index funds are usually the smartest way to invest, and that asset allocation is the key factor in determining investment returns, took such sophisticated analysis that it earned a Nobel Prize for the economists who did it. We put that Nobel Prize winning economic analysis to work for your investments.
